In considering average and larger insurance portfolios for travelers abroad, from our point of view, non-proportional reinsurance is most expedient. Among a large number of small incidents, there is always a probability of substantial loss both on a person, and on a group of people. The events can cause imbalance in a portfolio, and thus reinsurance protection against them makes sense.
For companies maintaining a small portfolio of this type, we can offer a program of proportional reinsurance. The international assistance company AXA assistance, our partner for over 10 years, participates in the settlement of claims.
During this time, we have settled about 3,000 claims. Along with the advantages of working with a well-known assistance provider and the optimization of service fees, we offer our partners reinsurance protection against catastrophic events free of charge.